Solutions / Insurance & Claims

Claims move faster when the facts stop moving.

Responders, insurers, counsel and customers often begin with different logs, different timelines and different assumptions. GhostLogic creates one ordered evidence record that every party can examine — with its condition, sources and gaps disclosed.

GhostLogic does not decide liability or coverage. It makes the underlying sequence easier to verify.

The problem

Every party arrives with a different record.

After an incident, the dispute is rarely only about what should be paid. It is about what happened, in what order, and which account of it to believe.

The insured’s systems produced the logs — and those systems are the very ones in question. Logs rotate. Devices are wiped or replaced during response. Timelines are assembled after the fact from whatever survived. Every surviving source tells only part of the story, and each party reads it through its own interest.

Now AI agents act through insured systems at machine speed, using the insured’s own credentials. The account that acted and the person who owns it are no longer the same evidence.

Insured’s logs

Produced and held by the systems under question. Completeness and integrity are asserted, not demonstrated.

Responder’s notes

Begin after the incident. The most important hours are usually already gone.

Agent transcripts

Show what the AI said it did. Saying is not doing.

GhostLogic record

Captured before the question existed, sealed against undetected alteration, preserved off-host — one record every party examines together.

One shared record

The same exhibits, whichever side of the table you sit on.

A GhostLogic record gives responder, carrier, counsel and insured the same ordered material to examine:

Sequence

What happened and when it happened — one ordered, inspectable timeline.

Survival

What evidence survived, and what was interrupted, missing or lost.

Support

Which exhibits support each finding — and which findings the evidence cannot support.

Condition

TICS reports the record’s own integrity and continuity: Trusted, Caution or Do Not Trust.

Evidence classification

Findings are graded the way an adjuster already thinks.

GhostLogic reports separate different levels of knowledge instead of flattening everything into one confident-looking narrative. Every finding carries its classification:

ClassificationWhat it means
Agent-recorded

The fact appears only in the agent's own transcript or output.

Observed

The collector directly observed it during acquisition.

Corroborated

Two or more independent acquired sources support the same finding.

Verified

Directly validated against acquired evidence.

Not established

The available evidence is insufficient to determine the fact either way.

“Not established” is a first-class outcome, not a failure. A record that admits what it cannot show is the record worth arguing from — and the one that shortens arguments.

01 · Before

The record already exists

GhostLogic captures continuously, so the evidence predates the incident instead of starting with the response.

  • Continuous capture on covered systems
  • Sealed, hash-chained records
  • Off-host preservation
02 · During

Preservation under pressure

Interruptions, clock changes and gaps are recorded as facts about the record — not silently absorbed into it.

  • Interruption detection
  • Continuity accounting
  • Evidence outside the affected system
03 · After

One examination, not four

Reconstruction returns a single ordered timeline with classifications and disclosed limitations, exportable with digests for every exhibit.

  • Ordered, inspectable timeline
  • Verified exports, SHA-256 digests
  • Gaps disclosed, never filled

Who this serves

Different seats. Same exhibits.

Carriers and underwriters

Examine an insured’s incident from a record the insured’s compromised systems did not solely produce — with the record’s own condition graded before anyone argues from it.

Adjusters and counsel

Work from findings that separate claims, observations, corroborated facts and verified facts — with limitations disclosed up front rather than discovered in dispute.

Insureds and brokers

Present what happened from an independent record instead of your own logs’ testimony — including honest accounting of what the evidence cannot establish.

Claims discipline

What GhostLogic does — and deliberately does not do.

GhostLogic does

  • Preserve an independent, ordered record of supported activity
  • Disclose gaps, interruptions and clock changes as findings
  • Grade the record’s own integrity and continuity (TICS)
  • Classify every finding by its evidentiary support
  • Produce verified exports with digests for every exhibit

GhostLogic does not

  • Decide liability, fault or coverage
  • Render legal opinions or conclusions
  • Use generative AI to interpret evidence
  • Assign probability to what “likely” happened
  • Fill gaps in the record with speculation

The receipts

Examine a real reconstructed session.

Case GL-20260812-001 reconstructs a real AI-agent session: the agent’s claims, independent observations, corroborated findings and disclosed limitations — with SHA-256 digests for every exhibit. One claimed artifact could not be located in scope. The report says so: Not established.

1.06 GB

Evidence acquired

5

Source groups

449

Files verified

Sample report · demonstration evidence · case GL-20260812-001

Fewer arguments about the timeline

Start with one system, agent, fleet, or workflow.

Let every party examine the same record.